MCA Reliable Travel Benefits

"Your Friend on the Open Road"


Motor Club of America (MCA) is “Your Friend on the Open Road” – providing travel security and roadside assistance for people, and families, on the go. A membership in MCA delivers peace of mind so travelers can enjoy their driving experience with less worry. With over 86 years of experience, we know how to provide the best in customer care while offering a variety of options that best suit your individual needs.


Car Accident

Did You Know?

Road crashes cost the U.S. $230.6 billion per year…

…. an average of $820 per person.

Those road crashes also injure or disable 2.35 million Americans yearly.

Insurance helps, but on average crash victims pay about 26% of all motor vehicle crash costs.

This is bad news for anyone who drives because the cost of a hospital stay has DOUBLED since the year 2000. 

(It’s now over $10,000!)

You might be thinking this doesn’t matter for you, because you’re a good driver…

But, unfortunately many of these accidents, injuries and the 37,000+ yearly deaths are caused by good drivers, who just have bad luc

Did You Know?

A tow could boost your car insurance premium using an insurance company’s roadside assistance or towing benefits too often could affect your rates (and not in a nice way) or even your eligibility for coverage. Some auto insurers consider your calls for roadside assistance to be negatives, just like accident claims. State Farm, the nation’s largest insurer, says the use of roadside assistance is a very small factor in calculating rates or considering a driver’s insurability. Some insurers report roadside assistance calls made under their policies to ChoicePoint, an Alpharetta, Ga., company that compiles claims information for the insurance industry. Nationwide Insurance and Geico say they report the information but don’t use it in their policy decisions. Allstate says it doesn’t report usage by members of the Allstate Motor Club, but it does report towing claims made under its insurance policies. 


What makes us different?

Roadside Assistance

Traveling Security

  • We offer unlimited tows to the nearest service facility and our Total Security membership provides towing up to 100 miles to the destination of your choice, plus the tow trucks usually arrive quicker.
  • We defend your traffic tickets in court, as well as additional legal defense.
  • If you’re arrested as the result of an accident (not DUI or hit and run), we’ll pay up to 10% of a bail bond.
  • If you’re hospitalized after a covered accident, you’re stay is covered at $150/day for up to a full year.
  • If the worst happens in a covered accident, your family is protected by a $10,000 death benefit, and in some cases up to $50,000.

Membership Overview

Security Plan*

Most Affordable Membership

  • 24 Hour Emergency Road Service and Towing
  • Legal Defense Coverage
  • Emergency Travel Expense Reimbursement
  • Medical Expense Benefits
  • Worldwide Travel Assistance 

*$9.95 per month

Total Security Plan*

Most Popular Membership

  • 24 Hour Emergency Road Service and Towing
  • Legal Defense Coverage
  • Emergency Travel Expense Reimbursement
  • Medical Expense Benefits
  • Worldwide Travel Assistance 
  • Optional AD&D Coverage
  • Earn $80 Per Referral

*$19.95 per month

Need A Breakdown Of Our Benefits?

We've got you covered!

If you want to get rid of auto worries once and for all…

Roadside assistance, benefits, income opportunity

… so you can save money…

… and know that you and your family members are secure…

… then you need to get “Bad Luck Insurance” with membership to the Motor Club of America.

This is not car insurance. We offer traveling security. This is not just another card you won’t use.

It is a comprehensive roadside assistance club.

Exclusive Member Discounts

Hotel discounts, motel discounts

Hotel/Motel Discounts

car rental discounts

Car Rental Discounts

health program

Free WellCard Health Program

Contact Us

Traveling Security

Shalonda Kennedy

Independent Sales Associate

ID# 16667637 

MCA Reliable Travel Benefits


Email Us