Members receive emergency roadside assistance. If you have a flat tire, lock your keys in your car, have a dead battery or break down on the road — call MCA 24 hours a day and we will handle the situation.
24/7 “sign & drive” dispatch service with towing up to 100 miles to the destination of your choice.
– OR –
Call the provider of your choice for up to $100 reimbursement.
RV's
Motorcycles
Boat Trailers
Livestock Trailers
Dually Pick-Up Trucks
$2,000 FOR ATTORNEY FEES
MCA provides up to $2,000 in legal fees to defend members for over 100 moving violations.
Up to $200 for covered moving violations and up to $2,000 for criminal charges of negligent homicide or manslaughter arising from a covered traffic accident.
$1,000 FOR ATTORNEY FEES
MCA provides up to $1,000 in legal fees for an attorney to help members collect damages after an accident.
Up to $500 to recover personal injury from an auto accident & up to $500 to recover vehicle damages from an auto accident.
Arrest Bonds
MCA membership cards are accepted as a cash appearance bond when involved in traffic violations. If members are stopped for a moving violation and charged, we provide a $500 cash appearance bond for you.
Not available in California.
$25,000 BAIL BOND
MCA will pay the fee for a $25,000 bail bond if a member is charged with a covered criminal violation resulting from a traffic accident, including vehicular manslaughter and negligent homicide.
Any fines or court costs are member’s responsibility. NOT applicable when charged with any drug or alcoholrelated matter; driving without a valid operator’s permit, license or tag; a felony; leaving the scene; past-due citations; parking or environmental charges; appeals or warrants.
Car Rental Coverage
If members have an auto accident, MCA pays for a rental car for up to $500 and not exceeding seven days. For accidents occurring more than 50 miles away from home, membership provides $500 in travel assistance for meals, lodging or transportation home.
Stolen Vehicle Reward
If your car or vehicle is stolen, we'll help get it back faster by offering a $5,000 reward. The reward will be paid to the law enforcement agency or individual responsible for information leading to the arrest and conviction of the thief. The reward is not payable to you, your family, or other Members on your MCA membership.
Farm and Ranch Reward
We will pay a $500.00 reward for information leading to the arrest and conviction of anyone stealing a Member's livestock, saddle and tack, trailers, or farm equipment. Reward will not be paid to you or any of your relatives.
Credit Card Protection
If your credit cards are stolen, we'll cover any false charges up to $1,000 (but they need to be registered with us to be covered.)
Trip Planning
Concierge Service - Members can call our member service department and will arrange your airline, hotel, or car rental needs using your credit cards. The mapping service consists of the member providing us with their auto travel plans with stops indicated, then our service will provide the member with a customized map of their route with points of interest along the way and at their destinations.
Daily Hospital Benefit
If you're hospitalized as a result of a covered accident, we'll cover your stay for up to $150 per day for a full year.
Accidental Death Benefit
We've got you covered. Your estate will receive $10,000 if you die as a direct result of injuries received in a covered accident.
Emergency Reimbursement Benefits
If you go to the emergency room as a result of a covered accident, you can receive up to $500 with up to $100 payout for each of the following:
• Cast or Splint
• Ambulance Service
• Anesthetic
• X-Rays
• Emergency Room Facility Cost
Optional AD&D Coverage
As a member, you may enroll, free of charge, in one of three additional all-accident AD&D coverages to suit your needs*:
1. You, as named member, up to $50,000; or
2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or
3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing childcare and continuing education support.
* The election form must be received in our office before coverage goes into effect. See form for limitations and exclusions.
24/7 Emergency Medical Assistance Services Worldwide
Including emergency evacuation and repatriation services whenever you are traveling 100 miles or more away from your principal residence.
• Medical Evacuation
• Medical Repatriation
• Non-Medical Repatriation
• Return of Remains
• Visit to Hospital
• Return of Child
• Return of Companion
